Flora Savings Bank: 128 West Second Street | Flora, Illinois 62839 | 618-662-2177
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Flora Savings Bank

As some of you may be aware, recent Debit Card transactions have been posted to account histories through Online Banking as 'ATM Tfr', with no indication as to where the charges were made. Flora Savings Bank is aware of this problem and is working diligently with our Bank Services Provider to resolve this issue. Any fees that have been charged to accounts in error are being refunded. If you have any questions pertaining to this issue or about charges to your account, please call Flora Savings Bank at 618-662-2177.

In this age of technology, the relationship between banks and their customers has many times been reduced to a very impersonal one.

Welcome to florasavingsbank.com

Here at Flora Savings Bank, we realize each customer is an individual with unique circumstances and special needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions today.

Enjoy our website, give us a call at 618.662.2177, or stop by and visit us at 128 W 2nd Street in Flora, IL.

Bill Pay is here!WE HAVE BILL PAY! To sign up for BILL PAY, you must first be signed up for our Internet Banking. Once you are signed up, you can enroll in our BILL PAY service. You just click on "Bill Pay" from our Internet Banking site and complete the enrollment process through Cavion Services.

BILL PAY is FREE to those who use it. If you sign up for BILL PAY, but do not make any transactions during any given month, you will be charged the per user fee that the Bank incurs to make this service available to you. Currently, the per user fee per month is $5.65, but is subject to change. But as long as you use the service at least once a month, BILL PAY is FREE!

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By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit